Your capital is locked
Money in the wrong stocks does not rise when the market recovers.
Holding losing stocks nobody manages usually carries an opportunity cost: locked capital does not rise when the market recovers.
We rebuild it, stock by stock. Pay once.
Since the new portfolio was in place.
Sample dashboard. Name and figures illustrative.
Recommendations by Budi Ryan, an OJK-licensed Investment Adviser. Check the licence on the OJK site.
Money in a stock with no prospects cannot work anywhere else.
Money in the wrong stocks does not rise when the market recovers.
The deeper the fall, the bigger the climb back:
| Down 20% | needs +25% |
| Down 35% | needs +54% |
| Down 50% | needs +100% |
Letting go of stocks deep in the red is hard on the heart. So many people hand it over.
Two numbers from your brokerage app. Nothing is stored.
One regular client since Feb 2025. Not a Balik Modal portfolio.
| Year | Recompound | After fees | IHSG | Difference |
|---|---|---|---|---|
| 2025 (Feb–Dec) | +19.2% | +15.3% | +23.0% | -7.7% |
| 2026 YTD | +20.0% | +16.0% | -28.9% | +44.9% |
| Total | +43.0% | +34.4% | -12.6% | +46.9% |
As of 7 Oct 2026. Past performance does not guarantee future results. See every client →
Free. We see whether this fits.
We reply with your initial-position report and the fee.
Then zero fees until break-even.
The full plan is in your hands. You place the trades yourself.
One number: distance to capital.
An account in your name. We never hold funds or passwords.
What is sold, what is bought, why: you see it all before a single stock is replaced.
While below capital, zero fees of any kind.
A date. The market can fall again. What we hold to: the plan, the discipline, the dashboard.
Send a screenshot, then pick a time. From it we prepare your initial-position report.
Recommendations are the opinion of Budi Ryan, an OJK-licensed Investment Adviser; Recompound is the platform. Markets cannot be predicted. This is guidance, not a guarantee of results.
Not below capital, or prefer a performance-fee-only service? See Recompound's main service →